by effited
Louisiana does not tolerate drivers who drive without car insurance. Did you know that if you are stopped for any reason and you cannot show proof of current insurance the officer who stopped you has the power to physically remove your car’s license plates right then and there and impound your car? And did you know that if you can’t show proof of insurance within 3 days your license plates can be destroyed?
Don’t risk that happening. Instead learn how to get affordable car insurance in Louisiana and rest easy every night.
Luckily there are several simple things you can do that will help to lower the cost of your car insurance.
Pay your premium automatically each month out of your checking account.
Park your car in a garage at night.
Cut down on your driving. Use public transportation for the majority of your “driving” and leave your car parked at home. If you can lower your monthly driving to below 500 miles per month you may qualify for a substantial Low-Mileage Discount.
Don’t file a bunch of small claims. If you can go six to twelve months without filing a claim you may qualify for a Good Driver Discount.
Join or start a carpool at work. Did you know that a portion of your monthly premium is based on the number of times you drive back and forth to work every month? If you can cut that number in half then you will qualify for a discount on your car insurance. Likewise, if you retire or stop driving to work for any other reason let your agent know. You could save quite a bit on your car insurance every month.
See if you can find group car insurance. Often your place of employment may offer its workers low-cost group car insurance. But even if your work doesn’t offer group car insurance you still may be able to find it through one of the clubs, organizations, associations or groups you or a friend or a family member belongs to.
If you are married listing the wife as the primary driver and the husband as the secondary driver will save you money.
...04.08.10
, A leading online insurance comparison provider.InsWeb also reported Ohio median auto insurance rates segmented by specific demographic groups. These include:
------------------------------------------------------ Demographic Group Median Six-Month Rate ------------------------------------------------------ Men $585 ------------------------------------------------------ Women $531 ------------------------------------------------------ Age Group: 19 and younger $1191 ------------------------------------------------------ Age Group: 20 to 24 $761 ------------------------------------------------------ Age Group: 25 to 29 $554 ------------------------------------------------------Source: MarketWatch (press release)
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