by Hayden Krueger
Whether you are buying a new car or looking to update your current coverage there are some tips on how you can save money on your car insurance . The following tips could help you save some money on your next policy. And if you can incorporate more than one, it all adds up to some major savings.
If you don’t know already, you need to find out exactly what coverage you are required to carry for the state of Utah. Knowing the minimum that you must have you can check the limits to see if you want to raise them or add additional coverage in other areas. The minimum limits represent the most money that your insurance carrier will pay out for each accident or incident. If you are prepared ahead of time and know exactly what your insurance needs are it will help you get the best rate without paying for coverage you really don’t need.
One of the best tips you can use right away is to shop around. Put together your list of the coverage that you want and the ones you would like more information on and start submitting information for quotes. Expect a variety of rates for the same coverage so it will pay to shop around to find the lowest rates.
The internet makes it so easy to get the most information back in the quickest amount of time. There are actually companies that will match up your coverage needs and let you know which companies have the best rates for the coverage that you are looking for. Or if you are more comfortable speaking directly to an insurance agent, start making phone calls and a qualified professional will certainly be glad to help answer your questions.
You can save up to 10 percent each year simply by raising your deductible. Raising your deductible even from $250 to $500 can add up over a year’s time. And it won’t mean that much of a difference if you did need to make a claim. If you are a safe driver already, it might not make a difference at all.
Unless you still owe money on an older vehicle, if the value of the car is only around $2,000 or less you may want to drop your collision coverage. But if you have a vehicle that is still being financed you must keep this coverage as your lender will want to protect their investment.
...09.07.10
SALT LAKE CITY — Utah should not pass an Arizona-style immigration law because it would create fear, constitutional problems and unnecessary expense for the state, Democratic gubernatorial nominee Peter Corroon told Spanish radio on Thursday.
"I don't think it's practical for every state to make its own immigration laws. We need one integrated solution, not 50," Corroon said — in Spanish (which he learned in Spain) — on the Pulso Latino show on Radio Exitos 1550 AM.
Corroon, who is also the Salt Lake County mayor, joined the show a week after Republican Gov. Gary Herbert appeared on the same program to announce he would convene a roundtable of activists, church leaders, businessmen and legislators to attempt to craft a "Utah-specific" solution to illegal immigration.
Corroon said illegal immigration is a federal responsibility that needs to be addressed by the federal government. He said many problems are created by Arizona's new law, which mandates that police who have stopped people for other reasons should check their immigration status if they have reasonable suspicion that they are illegal immigrants.
Source: Deseret News
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